Answer
I suggest you open a secured visa with 2 hundred dollars.then you will be able to use it for the things you need..and rebuild your credit..and 2 hundred dollars is not that much so you could pay it off monthly and this will show a instant nice credit history..if you can afford more, then secure a higher amount use it for ething and pay it off monthly.and in 12-18 months they will send you your money back and you will have earned a unsecured visa.also take the time to get in touch with your creditors and explain why your in this mess, and work out payments with them.also if you owe the bank money, all you have to do is pay off the bank and they will let you open a new account.only use your debit card.dont use checks.and never use the credit button always use debit and the money comes out immeaditaly so you cannot over draw..for a secured card try www.orchardbank.comi heard you can pay online.i hope this will help you.nice luck.if you like my answer vote for me .k.
