Hi,i aplied online for a bad credit loan they sent me a letter the other day which goes something like this?

We are plzd to inform you that your aplication has accepted,plz send a cheque for £49 for brookers fees and prossessing your loan and we shall proccess your loan immedatly,does this mean i have been accepted or does it mean i am sending this money to be turned down and if i am turned down will i get the £49 back...cheers
Answer
These are usually a con. a friend of mine sent for one and got a list of firms which might give him a loan. of course non of them did. he was really paying £49 for a list.