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When you apply for an unsecured personal loan, do they tend to contact your employer? i would my colleagues not know my financial situation thats all! i have previously had one from my own bank and they did not contact my employer. also anybody know where the cheapest rate can be found at the moment? and possibly any with three months deferred payments. thank you very much.

Depending on how much you are borrowing they may base an offer of a loan on your credit score(if its nice all the better) check out northern rock they have low rates theres also tesco ,egg and lots more if its more than £5000 you shouldnt have to pay more than 5.5 to 6% internet loan providers tend to have better rates than the high street so do a search on line and remember to read the small print!nice luck