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Before apply for a credit card, you need to do some research. there are alot of scams in the bad credit credit card arena. avoid first premier, image, tribute, rewards 660, total, and continenntal finance. these cards are scams. some will charge you upwards of $175 to get a $250 credit limit. avoid catalog and prepaid cards. they rip you off with fees and do nothing to help build your credit. avoid capital one, they do not report your limit to the credit bureaus. if you get a $500 limit from them and charge $200, you credit limit will be reported as $200. this will kill your credit score. check out the sites below for the low down on bad credit credit cards. they will help you make a smarter decision.