Where can a hard working family bloke with no bad credit get a private loan?

Hii am a hard working professional, 24 years old. my wife and i are expexcting our first child on 11/07/2007. we currently have a mortgage but our lender and others are unable to lend much more than we already borrow. we wanna move home to a nicer area for ourselves and the family we hope to have. my credit is not bad or nice because i have never borrowed in my life and apart from the current mortgage, never will unless it is for a better home. since working after leaving school i am now a part qualified accountant and despite not earning that much, i hope that when i progess my income will increase, thus increasing my repayment ability.this question is one of those that i hope soemone who has information about or is in a position to help me will recieve it. before you say it. yes, i am in a nice career and do have more than most others in my position, but by god i have earned it. my beginnings were humble to say the least and my lifestyle affords no luxury.
Answer
Anybody should give you a loan if you havent got a bad credit history, try moneysupermarket.com , am afraid am in no position to lend you money sorry