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I am in the process of moving house, we have been accepted in principal for a mortgage with northern rock, but i have been in touch with my bank i have realised that i have been living over my overdraft for the last 12 months and have been charged each month for this– (i thought my overdraft facility was 500 instead it is only 200) – i’m a dumb ass for not realising my mistake earlier – but i’ve been in touch with the bank and they have said it will go against my credit scoring. now, if i’ve already had a mortgage accepted in principal – northern rock can’t refuse me a mortgage from now on? or can they?hopefully, i should be in my new house within 6 –8 weeks and my 500 debt will be cleared but i’m kinda panicking as my current house has already sold and i dont want them to refuse me a mortgage at this stage.will northern rock require copies of my bank statements?

Bad credit is one of the worst problems to have.. however there exists a solution.i will hereby talk from my personal experience.i did debt consolidation a couple of years ago, however if i had to do it again i would pay to some minor details,if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, i suggest you get as much information as possible online on this first,a nice place to start in my humble opinion is astraight to the point ebook with question and answer i found :http://umgarticles.atspace.com/debt-consolidation.htmif it helps kindly remember me in your voting!.. cheers!