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I am a recent college graduate and i have fair credit, a ton of student loans, and eextremely day bills like rent, utilities, car, etc. since my credit is below average will i be able to purchase a home so that i can invest what money i have into my own house and not towards rent? would a mortgage company be willing to work with me? where do i start???????

Go see a financial advisor and see what mortgages you can get and for how much. it might be worthwhile looking into shared ownership houses. also depending on what you have done at college - key worker ie doctor/nurse/teacher there is a government scheme to help you buy a house. good luck