Is christmas going to leave you in debt?
Do you borrow money
for christmas or do you
spend as little as you can?
personally i spend
little compared to some,
a few gifts for my loved ones but i know some people spend loads on credit cards.
will you be skint in january?
Answer
I don,t think i can borrow this year as i have,nt got the means to pay it back,so i will just spend what i can afford,its the thought that counts is,nt it.