Where can i get a personal loan with bad credit?

I am looking for a personal loan to clear off all of my debt for nice . i know that i can afford to repay some of the quotes i have had but i am just wondering who the best company is to approach. i have 3 defaults on my credit file and need to borrow about £12000 to clear of debts and have some money left over for home improvements. i am also a tenant so the homeowner loans are out of the question. any advice appreciated, thanks
Answer
Go to www.moneysupermarket.com and select the loans section. fill in the quick survey which will give you a rough guide to your actual credit rating. then they should then give you a list of possible lenders who may be willing to offer you the loan. you may pay slighly higher than the advertisd percentage to pay it back.