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I have a nice guarantor (my dad) and i have been offered rate of 6.45% fixed for 2 years on a mortgage of £260k at 6 times income with salary of £2,200 pm and rental from a room at £600 pm. so i can afford it, at the moment, and i am due for a promotion in 10 months with a £12k pa increase. is this a nice rate or could i get better, and if so what?

You need to look around as all leneders rates and deals are constantly changing