I want to lend £7000, which is the best way, putting it on my mortgage or a separate loan?

I have 15 years to run on a £20,000 mortgage
Answer
I would say mortgage at least everything is in one place then and all the repaid money will be all together, otherwise you will have two seperate bills to pay and on a loan you will end up paying a lot more interest than you would on your mortgage


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