Answer
You would have to get a 125% mortgage, the 100% is the price of the house then they will give you 25% of the house price to cover outstanding debts, i got mine from northern rock and it was a great deal with no problems sorting it all out.everyone has debts me and my husband had £20.000 in credit loans etc which was paid off with the extra 25% of the mortgage we have had this mortgage for over a year now and the payments are easily affoarded plus the price of our house has risen above the total amount we borrowed so if we sell now we wont owe a penny!
