Loan or credit card for people with bad credit????

I have bad credit from years ago but require a small loan or credit card. any suggestions of where to try. would prefer to apply online and be givin an instant decision. dont need lecture about getting a loan if i have already got bad credit!!
Answer
Well i am not going to give you a lecture on loan. just a few details so tha it might help you. you must be aware that you can not get a bank loan with a bad credit. so with a bad credit, you need to approach any bad credit lender. these lenders are available in internet and they give loan for bad credit. all these lenders will have a website. just visit them and apply online. i hope http://loan-guides.net will help you in getting a bad credit online loan.