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Yes loans have offered me a loan for £2000 at £65 a month the interest is an extra £1200 this is the only sort of place were i can get a loan as i have a really bad credit rating . do you think the interest is reasianble ?? its my only option

Try looking at; http://www.moneysavingexpert.co.uk it has a lot of tips for people with bad credit ratings and ways to improve it.