Answer
Your question is impossible to answer without more information and you should consult a local bankruptcy attorney. it sounds like you might be planning to sell your home, spend the proceeds and then file for bk. that might not be a good idea. the homestead exemption laws of your state might even allow you to keep most of the equity of your home.the bottom line is that you cannot rely on the advice in this forum. most of the answers you have receive so far are plain wrong. go see a local attorney.
