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I dot want to take another loan to consolidate, but would find it easier if i had 1 payent a wk/month

What is your debts made up of? if they are credit cards then you could transfer the balances to the card with the lowest interest rate, thats the only way without taking a consolidation loan. you will get out of debt faster by increasing your income. have you thought about getting a better job, asking for a promotion or pay rise, or getting a second job?