How do i check my credit scoring profile..?

I want to check this before i apply for loans, how do i know what scoring i need to be passed by most loan companies. also credit experian wont let me check my profile without a mastercard, i have not got one. anyone able to recommend a good company. thanks. uk companies pls
Answer
Go to www.myfico.com and www.annualcreditreport.com. the my fico will give you your credit score and annual credit report will allow you to receive all 3 credit reports. when your score is above 620 you can do well.