Im a full time employed single mum of 2 year old trying to clear debt of 10000.i havent a penny?

Please offer genuine advice n dont jus say i shouldn of got into debt people make mistakes.bcause of missing payments because i had to put my son first i hav bad credit and cant get a consoldation loan im paying back 4 cards a bank loan and car finance as well as my household bills of 850 am i the only dick in this situation.
Answer
Ur not the only one, i ended up in a mess because of a divorce, suggest u contact paypal find them on the net, they are a government sponsored free service that will help u sort finances out, very good they calculate what u can afford, u pay them they then pay ur debtors, mostly they also get all interest and charges stopped so u dont get any worst good luck sorting it will help feel a lot better