Answer
There are a few which do a brief payment holiday but because these usually only appeal to folks who have some serious money issues - the interst rates tend to be higher. certainly you do not get a free lunch and you will be paying fro your "repayment holiday".a differet approach is to simply borrow a little more than you need to make sure you can also pay your first few repayments.for example:let us say you needed to borrow £4,000 and you had chosen a rpayment plan that worked out at £100 per month for the next four years. then let us also say you need at least 5 months payment holiday.if follows that if you borrow £4,500 you can use the £500 to make the first 5 payments.(ok the amount might now be nearly £110 per moneth as you are borrowing more, but you can see the point)so, my sugegstion would be to consider borrowing what you need plus a little more to conver the first few payments.this way it is a normal load with better rates - and you get points for paying promptly on time.
