Ebay help - i have purchased an item and forgot to pay by visa but via a bank transfer by mistake?

How does this process work now - does it go from my bank account to the sellers bank account directly or into paypay first which can take a long time as far as i beleive?...is it possible to cancel this transaction as the paypal website is very unclear! ! ! ! ! + i forgot to mention i have no funds in my paypal account..so i guess paypal takes a risk on everyone who has an account that funds are available in their uk account?
Answer
It goes from paypal to the seller, then paypal recovers the money from your bank. it is instantaneous for the seller, can take a couple of days for paypal to retrieve the money from your bank. i have never had a problem with paypal being slow, i always use it than give a seller my credit card number, feels more secure and it is reliable.