Answer
You are unlikely to get a same day loan either over the internet or on the phone. this is because you are legally required to sign the loan agreement in person and return it to the lender before the loan can be granted - so it would take a least a couple of days, allowing for postage times.as mentioned by another answerer, the best bet is to visit your bank - because they already know you and your history, they are more likely to do the loan on the spot, and you can sign all the paperwork while you are there.