Answer Base

I have 6 credit card all, 3 of which i owe about 9k on each. are there any companies which will allow me to transfer such a high blanace so i can stop paying such high interest. i applied for a tesco card and they told me my borrowing potential was at its maximum. i dont want to apply and get declined for too man y as this will affect my credit rating. i just need one card so i can then switch all my blances around to benefit from the 0% interest on balance tranfers.

The problem you have is that as tesco have said, you are at your borrowing limit. this means that all lenders will look upon you applying for a credit card (or even a loan) as an attempt from your to extend the amout of credit you have . you need to talk to you bank or a credit company you can actually have a conversation with to explain what you want to do to improve upon your present position. simply applying for extra credit will not work as they card compnay will see it as extending your credit and making the situation even worst! a credit card company will only accept a balance transfer to the value of the credit limit they provide - no vredt card company wold give your credit to cover your debt. finally - you sound seriously in debt. short term fixes such as credit card offers will not provide you with an answer. as i said above, you need to sit down with your bank and plan a way forward - probably by taking out a loan to teh value of the debt. that way your payments will be set (and unavoidable) and a time frame for payment established. if possible, avoid those tv advert debt companies as they make a charge for their service/charge high rates (over a long period of time) and often link the debt to any property you may own. nb. if you do some up with a payment plan, you must destroy all your credit cards so that you are not temtped to revert back to your old spending ways!