Answer Base

I realised the insurance i pay on one of my credit cards actually covers them all, that the loan protection is a ridiculously over-inflated one, lumped onto my loan so that i pay more interest, and that if i cancelled all my policies and found one independent one to cover all my repayments i would be saving thousands. wanted to give you guys a heads up. i have been a complete fool.

Insurance should only be bought on things where the loss would be catastrophic. for most people that would be home, auto liability(collision maybe if it’s new) and life.