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Application has been successful however they want my debit/credit card details to take £50 before transferring the money and friends have told me they never got charged before being given the money.not sure whether this is legit or a con?

According to the federal trade commission (ftc) you should never pay a fee for a loan! see below or read the whole article on line i am sure the advice is nice even across the pond. http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtmlegitimate offers of credit do not require an up-front payment. although legitimate lenders may charge application, appraisal, or credit report fees, the fees generally are taken from the amount borrowed. and the fees usually are paid to the lender or broker after the loan is approved. legitimate lenders may guarantee firm offers of credit to “credit-worthy” consumers, but first, they evaluate the consumer’s creditworthiness and confirm the information in the application. advice from the ftc on applying for a loan:u.s. and canadian law enforcers say consumers can avoid being taken by advance-fee loan sharks. here’s how:don’t pay for the promise of a loan. it’s illegal for companies doing business by phone in the u.s. to promise you a loan and ask you to pay for it before they deliver. requiring advance fees for loans also is illegal in canada. ignore any ad — or hang up on any caller — that guarantees a loan in exchange for a fee in advance. remember that legitimate lenders never guarantee or say that you will receive a loan before you apply, or before they have checked out your credit status or contacted your references, if you have bad credit or no credit record. don’t give your credit card, bank account, or social security number on the telephone, by fax, or via the internet unless you are familiar with the company and know why the information is necessary. don’t make a payment to an individual for a loan; no legitimate lending organization would make such a request. don’t wire money or send money orders for a loan through western union or similar companies. you have little recourse if there’s a problem with a wire transaction. legitimate lenders don’t pressure you to wire funds. if you are not absolutely sure who you are dealing with, get the company’s number in the phone book or from directory assistance, and call it to make sure you’re dealing with the company you think you are. some scam artists have pretended to be the better business bureau or another legitimate organization.