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For the past few years and never missing a payment i paid it all off before a year before the 48 month contract. i closed the account about 6 months ago. i now want to re-apply for the same credit card but with a much smaller credit limit. i have good credit as i have checked on experian.if i apply now will my application be successful? if not please tell me why?thankshi eone thanks for your advice can you please tell me what other credit companies i could try other than capital one?thanks

Find a new credit card company... maybe with your bank....i personally dont like capital one.. very high interest rates..